Digitize public fund allocation, treasury operations, expenditure monitoring, sanction processing, and financial reporting through a centralized intelligent governance platform.
ai-PFMS enables government departments, treasury offices, and financial institutions to automate public fund management, expenditure monitoring, treasury payments, sanction workflows, reconciliation, and compliance reporting — all from one centralized intelligent platform.
Every capability needed for automated, transparent, and compliant public financial governance.
Plan, allocate, and track government budgets by department, scheme, and financial year with real-time utilization monitoring.
Automate treasury payments, fund transfers, and account management with maker-checker workflows and full audit trail.
Centralized fund release engine processing grants, beneficiary payments, and scheme disbursements with validation checks.
Paperless digital sanction approvals with multi-level authorization, escalation rules, and complete documentation management.
Aadhaar-linked beneficiary verification, duplicate detection, and eligibility checks before fund disbursement.
Real-time tracking of government expenditure versus budget, with department-wise and scheme-wise drill-down analytics.
Automated daily reconciliation of treasury accounts, fund transfers, and beneficiary payments with exception management.
Pre-built MIS reports for government accounts, budget utilization, scheme-wise fund flow, and treasury transaction summaries.
Immutable audit logs of every transaction, sanction, fund release, and modification — fully searchable for government audits.
Built-in government financial regulation rule engine validating every transaction against CAG, RBI, and ministry guidelines.
Automated end-to-end public fund management from budget allocation to reporting.
Real-time visibility into public fund flows, treasury transactions, and compliance status.
Proven impact on government financial transparency, efficiency, and compliance.
Real-time fund flow visibility from budget allocation to beneficiary receipt — eliminating leakages and improving accountability.
Reduce fund release cycle time from weeks to days with automated sanction processing and digital payment workflows.
Granular dashboards showing scheme-wise, department-wise, and beneficiary-wise fund utilization with drill-down analytics.
Automated reconciliation, digital sanctions, and AI-assisted validation reduce manual workload by over 75%.
Auto-generated MIS, CAG, and treasury reports with validated data — ensuring accurate, timely financial statements.
99.4% audit compliance score with immutable audit trails, exception monitoring, and audit-ready documentation always ready.
Enterprise security and regulatory governance embedded across every financial workflow.
Aligned with Ministry of Finance, CAG guidelines, and government accounting standards for all fund operations.
Fully compliant with RBI guidelines for government treasury operations, payment systems, and digital fund management.
Granular RBAC with maker-checker for sanctions, fund releases, and reports — department-wise access boundaries enforced.
Immutable, tamper-proof logs of every transaction, sanction, and modification — fully searchable for CAG inspections.
End-to-end encryption for all fund transfers and treasury operations with HSM-based key management and digital signatures.
Active-active clustering with sub-minute RTO, geographic redundancy, and zero transaction loss for critical government systems.
24/7 anomaly detection, threshold alerts, and automated compliance checks across all treasury and fund management operations.
Signed API integrations with banking systems, NPCI, DBT, and ministry portals with OAuth 2.0 and mTLS security.
Trusted by government bodies and financial institutions managing public fund operations across India.
Advanced analytics and lifecycle tracking for proactive government fund management.
Automate treasury operations, improve fund transparency, and strengthen financial governance with ai-PFMS.